As for myself, I have hated the insurance industry for a long time now. Insurance is intrinsically fraudulent in my opinion. You can not spend more than you take in. Insurance policies, viewed simplistically at face value, are built to spend more than they take in. How is this possible? They are loaded with loopholes and conditions for the specific purpose of relieving the insurance company of obligation. Every facet of the industry is warped around getting the maximum payment from the insured while paying out as little as possible. How is it in any way ethical for anyone to sell the idea of providing a service/financial support for a specific purpose and then endeavoring in every way not to fulfill providing that service/financial support? It doesn’t matter how nice your insurance agent is – the industry itself is driven by a motive not to fulfill the very service/financial support it pretends to sell.

As for “government provided” healthcare – How in the world have so many people been sold on the idea that “government” is the answer to getting the best healthcare to the maximum number of people? It can not possibly be an honest aim for anyone involved. A doctor can not live on helping patients needing medical care. It doesn’t feed him/her. So one way or another, payment must come from the government or the patient (via private insurance or out-of-pocket). There is no altruism in providing medical care, just as altruism in any profession can not exist. There has to be a trade. The farmer trades in crops, the mechanic trades in machine skills, and the doctor trades in medical care. To siphon private wealth from tax paying individuals to employ a bloated bureaucracy that provides nothing itself directly to any trade or industry in order to provide a better healthcare “system” by a method of “redistribution” is tantamount to lunacy.

What is a healthcare “system” anyway? Doctors can’t collectively treat patients! Inclusion of the word “system” with healthcare is in and of itself is dishonest. An individual doctor may have a system that helps him do things around his office, and organize his practice. A hospital may have a system for processing patient information and for organizing cases to be seen/prioritized. However, individual patients needs must be addressed individually. Those needs take greater or lesser time and effort depending on their individual healthcare needs. Where is the need for government in the process of a doctor – patient relationship? The very lack of government or any other distraction – such as a reliance on an intrinsically fraudulent industry (insurance) – contributes much toward allowing for the most ideal circumstances between doctors and their patients. Healthcare is the service provided by individuals with skills in that industry provided to those patients in need of those skills. It is not a “system”.

To think of providing healthcare in national terms is a concept of defeat before it is even begun. Doctors need to be willing to take responsibility for their own practices, taking the same risks in their industry that everyone else takes in their own. Patients need to work to provide an adequate amount of exchange to give to a healthcare provider. Government needs to ensure that doctors have the right to practice – the right to accept or reject patients based on their judgement – and that patients have the right to chose their physicians and sue for poorly provided service. The only honest/noble role government has is to preserve the rights of its citizens. Not to dominate their lives and livelihood through the healthcare industry or any other industry. As there is no true utopia without liberty, so it is impossible to forcefully create it.

Although I feel confident in recieving a higher quality of care and a better experience, won’t I also experience significantly higher out-of-pocket costs? That to me, seems to be the dilema for me, the patient. I need your quality of care but can I afford you?
Please respond.